Surrogacy Costs- what do intended parents need to pay for in surrogacy in Australia? It’s another challenging question to answer, because every situation is different. So much can depend on the success or otherwise of IVF treatment, what sort of treatments are required, whether donors are involved and whether Medicare rebates are payable. And then pregnancy can be very unknown, even for someone who has been pregnant before. A lot depends on how many  treatments and appointments the surrogate needs, whether she is unwell and needs time off work, and what sort of support her family needs for childcare, house cleaning, etc. The list can seem endless.

If you’re interested in timelines and costs, this chart was developed by an intended parent to help you plan it out.

I have provided a list below of costs that you might expect in a surrogacy arrangement. Like all the lists I have on the website (including Setting Expectations for our Surrogacy Journeys, which you should read if you haven’t already) this is only meant as a guide and you will need to do some work together as a team to come up with a budget and expected expenses as they apply in your situation. If you would like to use this guide, you can print out a Surrogacy Costs downloadable template to get you started. It might also be useful to give the list to your surrogate and ask her and her partner to make some estimates about what they think their expenses might be. Many intended parents will have their own spreadsheet to manage their expenses, and may even be willing to share that information with you in the Australian Surrogacy Community Facebook group.

If you are new to surrogacy, you can read about how to find a surrogate, or how to become a surrogate yourself. You can also download the free Surrogacy Handbook which explains the processes and options.

SURROGACY COSTS TO EXPECT AND PLAN FOR

IVF treatment

  • IVF expenses
  • Medication
  • Clinic fees
  • Screening and testing
  • Embryo storage

Process expenses

  • Legal fees – one lawyer for birth parents, one for intended parents
  • Counselling
  • Psychological Assessments
  • Medical screening
  • Clinic fees

Pre-Pregnancy and Trying to Conceive

  • Counselling
  • Medication and supplements
  • Travel and parking
  • Accommodation
  • Ovulation and pregnancy test kits
  • Allied health – acupuncture, naturopathy, etc
  • Childcare for appointments
  • Health Insurance
  • Life insurance and Income protection
  • Removal of IUD

Pregnancy

  • Multivitamins and supplements
  • Medication
  • Maternity clothing
  • Counselling
  • Childcare
  • Cleaner
  • Travel and parking
  • Accommodation
  • Allied health – massage, acupuncture, etc
  • Obstetrician/doctor
  • Hospital
  • Doula/private midwife

Birth

  • TENS machine hire for birth
  • Doula/private midwife
  • Birth photographer
  • Obstetrician/doctor
  • Hospital
  • Childcare

Post Natal & Fourth Trimester

  • Maternity pads and breast pads
  • Cleaner
  • Travel and Taxis
  • SRC shorts
  • Medication and Pain Relief
  • Obstetric/midwife appointments

Lost Income – Surrogate

  • Counselling appointments
  • Legal appointments
  • Fertility and medical appointments
  • Maternity appointments
  • Pregnancy-related illness
  • Maternity leave (pre-birth and birth)
  • Maternity leave (post-birth)
  • Surrogate’s Partner leave

Parentage Order

While you’re talking about money, make sure to consider the HOW as well. How will the team manage the surrogacy costs? Surrogates often don’t like talking about money, so the intended parents may need to be firm to keep on top of the money side of things. There are some ideas about managing money conversations in this blog post.

You can also check out this post for a broader discussion about how much altruistic surrogacy might cost.

Surrogacy laws vary from state to state, and this can also impact on the cost of surrogacy. Make sure to check out the surrogacy laws in your state.

Sarah has published a book, More Than Just a Baby: A Guide to Surrogacy for Intended Parents and Surrogates, the only guide to surrogacy in Australia.

You can find more information in the free Surrogacy Handbook, reading articles in the Blog, by listening to more episodes of the Surrogacy Podcast. You can also book in for a consult with me below, and check out the legal services I provide.

Hi! I’m Sarah Jefford (she/her). I’m a family creation lawyer, practising in surrogacy and donor conception arrangements. I’m an IVF Mum, an egg donor and a traditional surrogate, and I delivered a baby for her Dads in 2018.

I advocate for positive, best practice surrogacy arrangements within Australia, and provide support and education to help intended parents make informed decisions when pursuing overseas surrogacy.

more than just a baby

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